Funding Products Built
for Business Inflection

Six direct lending products. One underwriting team. Capital deployed without the middlemen, delays, or broker markups.

Our Products

Every Funding Structure, Direct from the Source

Midway Consulting Group offers a comprehensive suite of business funding products. Because we are the direct lender, every product is underwritten and funded entirely by our team — no third-party approvals, no broker chain.

01

Working Capital Loans

Designed for businesses that need immediate liquidity to maintain operations, meet payroll, manage seasonal cycles, or seize short-window opportunities. Working capital loans from Midway are direct — sourced from our own capital, underwritten by our own team, without the layers of a brokered transaction.

We structure each working capital facility around your business's actual cash flow and revenue timeline, not a standard template.

  • Funding from $10,000 to $2,000,000
  • Terms from 3 to 24 months
  • Direct underwriting — no brokers
  • Decision within 24 hours
  • Flexible use of proceeds
  • Minimal documentation required
02

Revenue-Based Financing

A flexible funding structure where repayments are calibrated to your actual monthly revenue. During strong months, you pay more; during lean periods, you pay less. Revenue-based financing is ideal for businesses with variable income streams — retail, hospitality, seasonal industries, and growth-stage companies with inconsistent revenue patterns.

This structure eliminates the risk of rigid fixed payments during revenue contractions, making it one of our most adaptive products.

  • Aligned with your revenue cycle
  • No fixed monthly obligation
  • Ideal for seasonal businesses
  • Scales with revenue growth
  • Available for established operations
  • No prepayment penalties
03

Equipment Financing

Acquire the machinery, technology, fleet, or specialized equipment your business requires without depleting operating capital. Equipment financing allows you to build productive asset capacity while preserving cash flow for operations and growth.

We finance both new and used equipment across industries — manufacturing, transportation, food service, healthcare, construction, and professional services. The equipment itself serves as collateral, simplifying the underwriting process.

  • New and used equipment covered
  • 100% financing available
  • Competitive fixed rates
  • Terms up to 60 months
  • Equipment serves as collateral
  • Multi-industry coverage
04

Business Term Loans

For defined business objectives with clear capital requirements — expansion, location acquisition, key hire investment, facility renovation — our term loans provide predictable, structured repayment over a defined period. Business term loans offer the stability of a fixed payment schedule with the certainty of a direct lender behind every disbursement.

  • Fixed repayment schedules
  • Terms from 12 to 60 months
  • For expansion and investment
  • Competitive rates for qualified borrowers
  • Transparent total cost disclosure
  • Direct origination — no middlemen
05

Invoice Factoring

Convert outstanding receivables into immediate working capital without waiting 30, 60, or 90 days for your clients to pay. Invoice factoring allows you to fund daily operations from capital that is already earned — just not yet received. Ideal for B2B businesses, staffing firms, logistics companies, and any operation that invoices on net terms.

  • Advance up to 90% of invoice value
  • No new debt on your balance sheet
  • Approval based on debtor creditworthiness
  • Funds within 1-2 business days
  • Recourse and non-recourse available
  • Scales with your invoice volume
06

Business Lines of Credit

On-demand capital that you draw only when needed and repay on a revolving basis. A business line of credit is the most flexible instrument in our portfolio — ideal for businesses with cyclical capital needs, ongoing project-based expenses, or unpredictable cash flow timing. Draw, repay, and draw again without reapplying.

  • Revolving — draw and repay as needed
  • Interest only on drawn amount
  • Lines from $25,000 to $500,000
  • Ideal for cyclical businesses
  • No draw fees
  • Renews with consistent repayment history
Qualification

What Does It Take to Qualify?

Our underwriting process is designed to evaluate the real strength of your business — not just a credit score. We look at the full picture of your operation.

  • Business in operation for at least 6 months
  • Monthly revenue of $10,000 or more
  • Active business bank account
  • Most industries considered
  • Credit scores reviewed holistically
  • Prior funding history considered
  • Owner guarantee typically required

Typical Funding Parameters

Funding Range $10K – $2M
Decision Timeline Within 24 Hours
Time in Business 6+ Months
Min. Monthly Revenue $10,000
Industries Served Most Industries
Origination Direct Lender

Ready to Explore Your Options?

Speak directly with our underwriting team. No obligations, no generic portals — real answers about your specific situation.

Start Your Application